Pet Insurance

Peace of mind when you need it most

At Eureka Veterinary Clinic, we strongly encourage pet owners to consider pet insurance as a way to plan for the unexpected and ensure their pet receives the possible care — without financial stress getting in the way.

In today’s economic climate, having pet insurance can make a real difference.

Why pet insurance matters

Unlike human healthcare, there’s no Medicare for pets. This means all veterinary treatment — from routine care to emergency surgery — is privately funded.

If your pet suddenly becomes ill or injured, the cost of care can quickly add up. For example:

• Emergency care can cost over $1,000 per day
• Orthopaedic or exploratory surgeries may run into several thousand dollars
• Follow-up appointments, medications, imaging, and rehabilitation are additional costs

Having insurance in place can help you avoid the heartbreaking position of having to weigh your pet’s health against your financial circumstances.

What does pet insurance cover?

Most pet insurance policies cover:

• Accidents and injuries
• Sudden or unexpected illnesses
• Diagnostic tests (e.g. blood tests, x-rays, ultrasound)
• Hospitalisation and surgery
• Some may include cover for prescription medications or alternative therapies

Coverage varies by provider, so it’s important to compare plans carefully. Key things to consider include:

• Claim excess
• Percentage of costs reimbursed
• Annual claim limits
• Exclusions (e.g. pre-existing conditions)

• Age limits for enrolment
• Monthly premium cost

We’re here to help

We don’t sell pet insurance directly, but we’re more than happy to guide you. We can:

• Offer general advice on what to look for in a policy
• Provide documentation to support your claims
• Help you explore options that suit your pet’s breed, age, and health

We see firsthand how valuable insurance can be in helping pets access timely, high-quality care. It’s one of the best ways to protect both your pet’s health and your peace of mind.

📞 Want to talk about pet insurance?
Ask us at your next visit, or call our team on (03) 5333 5959.
We’re here to help you make informed, confident decisions for your pet.

Download the insurance Comparison Table

Pet Insurance